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Voluntary Lump Sum Cancer Insurance!

cyclonegraham02 Planning for the unexpected. You don't plan to be diagnosed with cancer, but it could happen to you. It's difficult to prepare for the medical, emotional and financial impact of a cancer diagnosis. That's why it's important for you to consider applying for our Voluntary Lump Sum Cancer Insurance, to help you with the high cost of cancer treatment.

Designed to supplement your major medical coverage, it pays you a one-time lump sum payment upon first diagnosis of internal cancer - so you can focus on your treatment and getting well. Ask your employer if they offer this benefit to your company, if not, have your employer contact Employee Benefit Concepts, Inc. for more details.

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Voluntary Term Life Insurance

The Need for Term Life Insurance -

cloudIf an employee died tomorrow, how would their loved ones manage financially?  Would they have money to pay for final expenses?  Could they meet continuous living expenses such as the rent or mortgage, food, clothing, childcare, transportation costs, healthcare, etc?  Could they meet their long-range financial goals such as retirement or their children's education?

Term Life Insurance provides a death benefit for employees to help them establish basic financial protection for their families.

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Voluntary Disability Income Insurance


The Need for Disability Income Insurance


lovebirds.jpgHow will employees pay bills if they lost their ability to earn a paycheck?  How will they support themselves and their family if they are unable to work as a result of an illness or accident?  Could they meet the daily living expenses such as the rent or mortgage, food, clothing, childcare, transportation costs, healthcare, etc?

A Disability Income Insurance policy plays a valuable role in helping build financial security.  It can help protect an employee's income in the event of covered injury or sickness.

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