Voluntary Lump Sum Cancer Insurance!

Planning for the unexpected. You don't plan to be diagnosed with cancer, but it could happen to you. It's difficult to prepare for the medical, emotional and financial impact of a cancer diagnosis. That's why it's important for you to consider applying for our Voluntary Lump Sum Cancer Insurance, to help you with the high cost of cancer treatment.

Designed to supplement your major medical coverage, it pays you a one-time lump sum payment upon first diagnosis of internal cancer - so you can focus on your treatment and getting well. Ask your employer if they offer this benefit to your company, if not, have your employer contact Employee Benefit Concepts, Inc. for more details.

Why you need Lump Sum Cancer Insurance -

Anyone can develop cancer. As the second leading cause of death in the United States, cancer rates continue to rise. The good news is that advancements in medical science are helping successfully treat cancer and more and more people are surviving. But, medical coverage may not pay all the costs of cancer treatments.

Consider these facts -

• Over 1.3 million new cancer cases are expected to be diagnosed in 2005.
• 1 in 2 men and 1 in 3 women will develop cancer in their lifetimes.
• Cancer is the number 2 cause of death in the United States.
• 9.8 million Americans with a history of cancer were alive in 2001.

When diagnosed with cancer, you are often fighting two battles. The fight to beat cancer and stay in remission and the fight to stay ahead of the medical costs associated with cancer treatment. As the battle to defeat cancer becomes more winnable, the battle to help pay the costs of cancer treatments can also be fought.

Lump Sum Cancer Benefits -

• Benefits are paid directly to you unless you assign them to someone else.
• Pays in addition to other insurance you have.
• You choose the benefit amount, $10,000, $20,000, $30,000, $40,000 even $50,000.
• No hospitalization is required to receive benefit.
• Coverage is available for individuals, one parent, and two parent families.
• The spouse benefit is equal to the Primary Insured.
• The benefit for dependent children is 50% of the Primary Insureds benefit.
• You receive a one-time lump sum benefit, upon first diagnosis of internal cancer.
• Use the benefit for any purposes you choose.
• Guaranteed renewalable, as long as premiums are paid when due.
• Portable if you change jobs.

The coverage described herein contains certain exclusions and limitations as well as terms under which such coverage can be continued or discontinued. For costs and complete details of the plans and services advertised, including availability, please contact Employee Benefit Concepts, Inc.