Let Us Benefit You!
Employee Benefit Concepts, Inc. is a full-service provider of employee benefit plans and services. EBC, Inc. has been proudly serving thousands of companies in the Midwest for more than 20 years. Our team has built our company by creating custom plans that not only benefit employees, but greatly benefit employers through cost effectiveness and efficiency. Our goal is to continue to grow and provide excellent services, along with keeping our personal touch. Employee Benefit Concepts, Inc. maintains its status as the premier Third Party Administrator (TPA) in the insurance industry. We invite you to experience the benefits of working with us. |
Section 125 Debit Card Information
When using your debit card, Employee Benefit Concepts, Inc. will no longer require documented receipts when purchases are made at the following merchants:
- Wal-Mart
- Sam’s Club
- Walgreens
- CVS
- Medco
- Kroger
- Target Rx
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Why doesn’t Employee Benefit Concepts, Inc. need documentation at these stores? These merchants use technology called Inventory Approval System (IAS) to approve HSA, FSA and HRA eligible expenses at the point of purchase. If your item is not eligible, they may request an alternate form of payment or show on the receipt which are eligible and which are ineligible expenses.
As more vendors adopt the health care merchant codes and inventory approval systems, we will keep you informed via our web site at www.employeebenefitconcepts.com. In the mean time, if you have questions, please give us a call at (248) 855-8040.
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Voluntary Lump Sum Cancer Insurance!
 Planning for the unexpected. You don't plan to be diagnosed with cancer, but it could happen to you. It's difficult to prepare for the medical, emotional and financial impact of a cancer diagnosis. That's why it's important for you to consider applying for our Voluntary Lump Sum Cancer Insurance, to help you with the high cost of cancer treatment.
Designed to supplement your major medical coverage, it pays you a one-time lump sum payment upon first diagnosis of internal cancer - so you can focus on your treatment and getting well. Ask your employer if they offer this benefit to your company, if not, have your employer contact Employee Benefit Concepts, Inc. for more details.
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Employee Benefits Security Administration (EBSA)
The Employee Benefits Security Administration (EBSA), the arm of the DOL in charge with enforcing ERISA, has made available an interactive website designed to help employers understand and comply with the legal requirements for health benefits plans. The website covers COBRA, HIPAA (portability), the Newborns' and Mothers' Health Protection Act, the Mental Health Parity Act, and the Women's Healthand Cancer Rights Act, all of which are federal health benefits laws contained in Title I of ERISA.
The website also contains an employee section that provides general information on health benefit laws and is designed to assist employees and their family members in understanding their rights and responsibilities.
ERISA Compliance for Health & Welfare Plans -
For a copy of the DOL news release -
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